First Home Owner Grant historical rates State Revenue Office

For example, if you make an overseas transaction on 1 November 2025 and the transaction is processed to your account on 4 November 2025, an Overseas Transaction Fee of 3.5% will be charged. If the overseas transaction is refunded and processed to your account either before or after 8 December 2025, the Overseas Transaction Fee will not be refunded. If the overseas transaction is reversed and processed to your account on or after 8 December 2025, the Overseas Transaction Fee will also be refunded.

• The $400 will generally be credited to your credit card account within three months of meeting the spend criteria.
• No need to hunt for a transaction – see what you’ve spent across your accounts at a glance.
• To redeem an offer visit the Mastercard Travel Pass website or app, select your preferred offer and generate an offer QR code.

Offer available in respect of balance transfers requested from Australian non-ANZ credit and store cards only at winewalkhealdsburg.com the time of applying for the new ANZ credit card. ANZ will process the balance transfer requested and any applicable fees up to 95% of your approved credit limit. Depending on the credit limit we approve, this might be less than the full amount of the amount of balance transfer you request when you apply. The $400 will generally be credited to your credit card account within three months of meeting the spend criteria. The $400 will be applied to the purchases balance and does not constitute a payment under your contract with ANZ. Introductory balance transfer rate offer is only available to new Bankwest Breeze Mastercard customers who apply from 1 August 2024 until the promotion ends, and are approved.

See how balance transfers work

ANZ Reward Points are not earned on ANZ Cashback transactions on your account. When you redeem your ANZ Reward Points for ANZ Cashback, credit of your nominated value will be allocated to your eligible ANZ Rewards or other ANZ account within 2 business days. For ANZ Rewards Platinum, a total annual fee of $149 applies, which includes a $94 Annual Fee and a $55 Rewards Program Service Fee.

ANZ First credit card

Please review Mastercard Travel Pass Terms & Conditions before you make your first lounge visit. Interest free periods on purchases do not apply if you do not pay the Closing Balance (or if applicable, your ‘Adjusted Closing Balance’) shown on each statement in full by the applicable due date. Payments to your account are applied in the order set out in the ANZ Credit Cards Conditions of Use (PDF). Existing customers should review their credit contract for information regarding their account. Bonus offer (earning points and credit back) are not available if you currently hold or have held an ANZ Frequent Flyer or ANZ Rewards credit card in the last 24 months. An easy way to pay using your ANZ credit card on your compatible mobile device.disclaimer And, if you need a replacement card, digital cards are faster than the post.

For details see the ANZ Rewards – Rewards Program Terms and Conditions (PDF). The 130,000 extra ANZ Reward Points and the $100 will generally be credited to your credit card account within three months of meeting the spend criteria. The $100 credit will be applied to the purchases balance and does not constitute a payment under your contract with ANZ. The 50,000 extra ANZ Reward Points will be credited to the account within 3 months of you retaining the card for over 15 months from the date of activating your card. You are not eligible for this offer if you currently hold or have held an ANZ Frequent Flyer or ANZ Rewards credit card in the last 24 months. Offer is for new and approved credit card applicants and is limited to one offer per applicant.

For more details of transactions that are not eligible to earn Qantas Points and how these transactions are identified, please refer to the ANZ Frequent Flyer Reward Terms and Conditions (PDF). In each subsequent year, if eligible purchases of $20,000 or more are processed to your ANZ Platinum Credit Card Account during the relevant annual period, your next annual fee will be waived. The date purchases are processed may be different from the date they were made. Eligible purchases include purchases made using your account, but exclude balance transfers, cash advances, interest and fees. Refunds and reversals processed during the period will be deducted from your total purchases (even if they relate to transactions in a previous period).